:root{--navy:#07385E;--navy-2:#0A4F7D;--navy-deep:#052639;--orange:#E3701E;--orange-deep:#C75D12;--orange-soft:#FCEEE1;--gray:#BCBEC0;--gray-soft:#E8E9EB;--gold:#FEC52D;--gold-soft:#FFF4D6;--maroon:#87212E;--maroon-soft:#F4E2E4;--surface:#F1F5F9;--card:#FFFFFF;--border:#E0E6EE;--border-strong:#C7D1DD;--text:#1B2733;--muted:#5F6B79;--slate:#65707F;--slate-soft:#EBEFF5;--green:#1E8A5C;--green-soft:#E2F2EA;--amber:#FEC52D;--amber-soft:#FFF4D6;--red:#87212E;--red-soft:#F4E2E4;--shadow:0 1px 2px rgba(7,56,94,.06),0 8px 24px rgba(7,56,94,.08);--shadow-lg:0 14px 44px rgba(5,38,57,.18);--r:14px;--r-sm:9px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:Inter,system-ui,sans-serif;background:var(--surface);color:var(--text);line-height:1.5;-webkit-font-smoothing:antialiased}h1,h2,h3,h4,.disp{font-family:Archivo,Inter,sans-serif;letter-spacing:-.01em}button{font-family:inherit;cursor:pointer;border:none;background:none}input,select,textarea{font-family:inherit;font-size:14px}.num{font-variant-numeric:tabular-nums}.topbar{position:sticky;top:0;z-index:40;background:var(--navy);color:#fff;border-bottom:3px solid var(--orange)}.topbar-inner{max-width:1140px;margin:0 auto;padding:0 24px;height:64px;display:flex;align-items:center;gap:18px}.brand{display:flex;align-items:center;gap:13px;cursor:pointer}.brand-logo{height:30px;width:auto;display:block}.brand-div{width:1px;height:30px;background:#ffffff47}.brand-name{font-family:Archivo;font-weight:800;font-size:18px;letter-spacing:.02em;line-height:1;color:#fff}.brand-sub{font-size:9.5px;color:var(--orange);letter-spacing:.16em;text-transform:uppercase;margin-top:4px;font-weight:700}.topbar-spacer{flex:1}.role-switch{display:flex;background:#ffffff1a;border-radius:9px;padding:3px}.role-switch button{color:#ffffffb8;font-size:13px;font-weight:500;padding:6px 13px;border-radius:7px;transition:.15s;display:flex;align-items:center;gap:6px}.role-switch button.on{background:#fff;color:var(--navy)}.role-switch button:hover:not(.on){color:#fff}.role-switch svg{width:15px;height:15px}.demo-chip{font-size:10px;font-weight:700;letter-spacing:.08em;color:#fff;background:var(--orange);padding:4px 9px;border-radius:20px;text-transform:uppercase}.wrap{max-width:1140px;margin:0 auto;padding:28px 24px 70px}.page-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:22px;flex-wrap:wrap}.page-title{font-size:26px;font-weight:800;color:var(--navy)}.page-sub{color:var(--muted);font-size:14px;margin-top:4px}.tagline{font-size:12px;color:var(--orange);font-weight:600;letter-spacing:.02em;margin-top:2px}.btn{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;padding:10px 18px;border-radius:var(--r-sm);transition:.15s;white-space:nowrap}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-2)}.btn-accent{background:var(--orange);color:#fff;box-shadow:0 2px 10px #c76a1c52}.btn-accent:hover{background:var(--orange-deep)}.btn-ghost{background:#fff;color:var(--navy);border:1px solid var(--border-strong)}.btn-ghost:hover{background:var(--slate-soft)}.btn-sm{padding:7px 13px;font-size:13px}.btn svg{width:16px;height:16px}.card-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:16px}.sub-card{background:var(--card);border:1px solid var(--border);border-radius:var(--r);padding:18px;box-shadow:var(--shadow);cursor:pointer;transition:.16s;border-top:3px solid var(--navy)}.sub-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg);border-color:var(--border-strong);border-top-color:var(--orange)}.sub-card-top{display:flex;justify-content:space-between;align-items:flex-start;gap:10px;margin-bottom:5px}.sub-insured{font-family:Archivo;font-weight:700;font-size:17px;color:var(--navy);line-height:1.22}.sub-meta{font-size:12.5px;color:var(--muted);margin-top:3px}.sub-id{font-size:11px;color:var(--slate);font-weight:600;letter-spacing:.03em;margin-top:11px}.sub-card-bottom{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-top:11px}.sub-card-bottom .sub-id{margin-top:0}.unread-flag{display:inline-flex;align-items:center;gap:6px;font-size:10.5px;font-weight:700;color:var(--orange-deep);text-transform:uppercase;letter-spacing:.05em;white-space:nowrap}.unread-flag:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 3px var(--orange-soft)}.sub-card.has-unread{border-color:var(--orange);border-top-color:var(--orange);box-shadow:0 0 0 2px var(--orange-soft),0 0 16px #d66e2852;animation:cardglow 2.1s ease-in-out infinite}.sub-card.has-unread:hover{border-top-color:var(--orange)}@keyframes cardglow{0%,to{box-shadow:0 0 0 2px var(--orange-soft),0 0 12px #d66e2842}50%{box-shadow:0 0 0 2px var(--orange-soft),0 0 22px #d66e288c}}@media(prefers-reduced-motion:reduce){.sub-card.has-unread{animation:none}}.tier-badge{display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:600;color:var(--navy);background:var(--slate-soft);padding:4px 9px;border-radius:6px;margin-top:11px}.tier-badge b{color:var(--orange-deep)}.cov-tags{display:flex;flex-wrap:wrap;gap:5px;margin-top:9px}.cov-tag{font-size:11px;font-weight:500;color:var(--navy-2);background:var(--slate-soft);padding:3px 8px;border-radius:6px}.pill{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;padding:4px 10px;border-radius:20px;white-space:nowrap}.pill .dot{width:7px;height:7px;border-radius:50%}.pill.invited{background:#ede7f6;color:#5b3fa0}.pill.invited .dot{background:#7e57c2}.pill.received{background:var(--slate-soft);color:var(--slate)}.pill.received .dot{background:var(--slate)}.pill.review{background:#e4ecf6;color:var(--navy-2)}.pill.review .dot{background:var(--navy-2)}.pill.quoting{background:var(--orange-soft);color:var(--orange-deep)}.pill.quoting .dot{background:var(--orange)}.pill.mga_creating{background:var(--orange-soft);color:var(--orange-deep)}.pill.mga_creating .dot{background:var(--orange)}.pill.mga_sent{background:#e4ecf6;color:var(--navy-2)}.pill.mga_sent .dot{background:var(--navy-2)}.pill.info_needed{background:var(--amber-soft);color:#8a5a0e}.pill.info_needed .dot{background:var(--amber)}.pill.proposal_sent{background:#e4ecf6;color:var(--navy-2)}.pill.proposal_sent .dot{background:var(--navy-2)}.pill.bound{background:var(--green);color:#fff}.pill.bound .dot{background:#fff}.pill.declined{background:var(--red-soft);color:var(--red)}.pill.declined .dot{background:var(--red)}.mini-pipe{display:flex;align-items:center;margin-top:14px}.mini-seg{flex:1;height:5px;border-radius:3px;background:var(--border)}.mini-seg.done{background:var(--navy)}.mini-seg.cur{background:var(--orange)}.mini-seg+.mini-seg{margin-left:4px}.empty{text-align:center;padding:64px 24px;background:var(--card);border:1px dashed var(--border-strong);border-radius:var(--r)}.empty h3{font-size:18px;color:var(--navy);margin-bottom:6px}.empty p{color:var(--muted);font-size:14px;margin-bottom:18px}.back-link{display:inline-flex;align-items:center;gap:6px;color:var(--slate);font-size:13px;font-weight:600;margin-bottom:16px;cursor:pointer}.back-link:hover{color:var(--navy)}.detail-grid{display:grid;grid-template-columns:1fr 336px;gap:20px;align-items:start}.panel{background:var(--card);border:1px solid var(--border);border-radius:var(--r);box-shadow:var(--shadow)}.panel-pad{padding:22px}.panel-head{padding:16px 22px;border-bottom:1px solid var(--border);display:flex;align-items:center;justify-content:space-between;gap:10px}.panel-head h3{font-size:15px;color:var(--navy);font-weight:700}.panel+.panel{margin-top:20px}.pipe{display:flex;align-items:flex-start;padding:6px 4px 2px}.pipe-step{flex:1;display:flex;flex-direction:column;align-items:center;position:relative;text-align:center}.pipe-line{position:absolute;top:13px;left:-50%;width:100%;height:3px;background:var(--border);z-index:0}.pipe-step.done .pipe-line{background:var(--navy)}.pipe-node{width:27px;height:27px;border-radius:50%;background:#fff;border:3px solid var(--border);z-index:1;display:grid;place-items:center;transition:.2s}.pipe-step.done .pipe-node{background:var(--navy);border-color:var(--navy)}.pipe-step.done .pipe-node svg{width:13px;height:13px;stroke:#fff}.pipe-step.cur .pipe-node{border-color:var(--orange);box-shadow:0 0 0 4px var(--orange-soft)}.pipe-step.cur .pipe-node .pulse{width:9px;height:9px;border-radius:50%;background:var(--orange)}.pipe-label{font-size:11.5px;font-weight:500;color:var(--muted);margin-top:9px;max-width:88px}.pipe-step.cur .pipe-label{color:var(--navy);font-weight:700}.pipe-step.done .pipe-label{color:var(--navy-2)}.banner{display:flex;gap:11px;align-items:flex-start;padding:13px 15px;border-radius:var(--r-sm);margin:0 22px 18px;font-size:13.5px}.banner.warn{background:var(--amber-soft);border:1px solid #EAD4A4;color:#7a5410}.banner.good{background:var(--green-soft);border:1px solid #B6E0C8;color:#155f3e}.banner.bad{background:var(--red-soft);border:1px solid #EDC0BB;color:#8c2c24}.banner.info{background:#ede7f6;border:1px solid #D1C4E9;color:#4a327d}.quote-dl{display:inline-flex;align-items:center;gap:5px;font-weight:700;color:inherit;text-decoration:underline;cursor:pointer;white-space:nowrap}.quote-dl svg{width:14px;height:14px;margin:0}.banner svg{width:18px;height:18px;flex:none;margin-top:1px}.banner b{font-weight:700}.kv{display:grid;grid-template-columns:150px 1fr;gap:9px 14px;font-size:13.5px}.kv dt{color:var(--muted);min-width:0}.kv dd{color:var(--text);font-weight:500;min-width:0;overflow-wrap:anywhere}.agency-results{margin-top:6px;border-radius:var(--r-sm);overflow:hidden}.agency-opt{padding:11px 13px;font-size:14px;cursor:pointer;background:#fff;border:1px solid var(--border);border-top:none}.agency-results .agency-opt:first-child{border-top:1px solid var(--border);border-top-left-radius:var(--r-sm);border-top-right-radius:var(--r-sm)}.agency-results .agency-opt:last-child{border-bottom-left-radius:var(--r-sm);border-bottom-right-radius:var(--r-sm)}.agency-opt:hover{background:var(--slate-soft)}.agency-empty{padding:11px 13px;font-size:13px;color:var(--muted);border:1px solid var(--border);border-radius:var(--r-sm);margin-top:6px}.section-label{font-size:11px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--orange-deep);margin:20px 0 10px}.section-label:first-child{margin-top:0}.doc-row{display:flex;align-items:center;gap:11px;padding:11px 0;border-bottom:1px solid var(--border)}.doc-row:last-child{border-bottom:none}.doc-check{width:21px;height:21px;border-radius:50%;flex:none;display:grid;place-items:center}.doc-check.on{background:var(--green)}.doc-check.on svg{width:12px;height:12px;stroke:#fff}.doc-check.off{border:2px dashed var(--border-strong)}.doc-name{font-size:13.5px;font-weight:500;color:var(--text);flex:1}.doc-file{font-size:12px;color:var(--muted)}.req-star{color:var(--red);font-weight:700;margin-left:3px}.tl-item{display:flex;gap:12px;padding-bottom:16px;position:relative}.tl-item:last-child{padding-bottom:0}.tl-item:before{content:"";position:absolute;left:6px;top:16px;bottom:-2px;width:2px;background:var(--border)}.tl-item:last-child:before{display:none}.tl-dot{width:14px;height:14px;border-radius:50%;flex:none;background:var(--navy);border:3px solid var(--card);box-shadow:0 0 0 1px var(--border);z-index:1;margin-top:2px}.tl-status{font-size:13.5px;font-weight:700;color:var(--navy)}.tl-time{font-size:12px;color:var(--muted);margin-top:1px}.tl-note{font-size:13px;color:var(--text);margin-top:5px;background:var(--surface);padding:8px 11px;border-radius:7px;border:1px solid var(--border)}.ctrl-grid{display:flex;flex-direction:column;gap:9px}.ctrl-btn{width:100%;text-align:left;display:flex;align-items:center;gap:10px;padding:11px 13px;border-radius:var(--r-sm);border:1px solid var(--border-strong);background:#fff;font-size:13.5px;font-weight:500;color:var(--navy);transition:.13s}.carrier-row{padding:11px 0;border-bottom:1px solid var(--border)}.carrier-row:last-child{border:none}.carrier-name{font-weight:600;color:var(--navy);font-size:13.5px;margin-bottom:7px}.carrier-controls{display:flex;align-items:center;gap:8px}.carrier-select{flex:1;min-width:0;padding:6px 9px;font-size:12.5px}.carrier-link{font-size:12px;font-weight:600;color:var(--orange-deep);white-space:nowrap;flex:none;display:inline-flex;align-items:center;gap:4px;padding:6px 8px;border:1px solid var(--border-strong);border-radius:7px}.carrier-link:hover{background:var(--surface);text-decoration:none}.carrier-link svg{width:13px;height:13px}.carrier-row.read-only{display:flex;align-items:center;justify-content:space-between;gap:10px}.carrier-row.read-only .carrier-name{margin-bottom:0}.carrier-pill{font-size:11.5px;font-weight:700;padding:4px 10px;border-radius:20px;flex:none}.carrier-pill.cs-targeted{background:var(--slate-soft);color:var(--slate)}.carrier-pill.cs-submitted{background:var(--amber-soft);color:#7a5410}.carrier-pill.cs-quoted{background:var(--green-soft);color:#155f3e}.carrier-pill.cs-declined{background:var(--red-soft);color:#8c2c24}.carrier-note{font-size:12px;color:var(--text);background:var(--surface);border-left:2px solid var(--orange);padding:6px 9px;border-radius:0 6px 6px 0;margin-top:8px;line-height:1.45}.carrier-note-btn{font-size:11.5px;font-weight:600;color:var(--navy);margin-top:7px;padding:3px 0}.carrier-note-btn:hover{color:var(--orange-deep)}.read-only-wrap{padding:11px 0;border-bottom:1px solid var(--border)}.read-only-wrap:last-child{border:none}.quote-card{border:1px solid var(--border);border-radius:var(--r-sm);padding:13px 14px;margin-bottom:11px;background:var(--surface)}.quote-head{display:flex;align-items:baseline;justify-content:space-between;gap:10px;margin-bottom:9px}.quote-carrier{font-size:14.5px;font-weight:700;color:var(--navy)}.quote-total{font-size:16px;font-weight:800;color:var(--orange-deep)}.quote-total span{font-size:11px;font-weight:600;color:var(--muted)}.quote-lobs{display:flex;flex-direction:column;gap:5px;margin-bottom:8px}.quote-lob{display:flex;justify-content:space-between;font-size:12.5px;color:var(--text);border-bottom:1px dotted var(--border);padding-bottom:4px}.quote-lob b{color:var(--navy)}.quote-pay{font-size:12px;color:var(--text);background:#fff;border-left:2px solid var(--gold);padding:7px 9px;border-radius:0 6px 6px 0;margin-bottom:9px;line-height:1.45}.quote-pay b{color:var(--navy)}.quote-foot{display:flex;align-items:center;justify-content:space-between;gap:10px}.qlob-row{display:flex;gap:7px;margin-bottom:7px;align-items:center}.qlob-row .qlob-sel{flex:1;min-width:0}.qlob-row .qlob-prem{width:120px;flex:none}.qlob-x{flex:none;width:32px;height:32px;border:1px solid var(--border-strong);border-radius:7px;background:#fff;color:var(--red);display:grid;place-items:center}.qlob-x svg{width:13px;height:13px}.qlob-x:hover{background:var(--red-soft)}.copy-row{display:grid;grid-template-columns:118px 1fr auto;gap:10px;align-items:center;padding:8px 0;border-bottom:1px solid var(--border);font-size:12.5px}.copy-row:last-child{border:none}.copy-label{font-weight:600;color:var(--muted);font-size:11.5px}.copy-val{color:var(--text);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.copy-btn{flex:none;width:30px;height:30px;border-radius:7px;border:1px solid var(--border-strong);background:#fff;display:grid;place-items:center;color:var(--navy)}.copy-btn:hover{background:var(--surface);border-color:var(--navy)}.copy-btn svg{width:14px;height:14px}.copy-sub-head{display:flex;align-items:center;gap:6px;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);margin-bottom:9px}.copy-sub-head svg{width:14px;height:14px;color:var(--orange-deep)}.doc-tag{display:inline-block;font-size:10.5px;font-weight:700;padding:2px 8px;border-radius:20px;margin-left:4px;vertical-align:middle}.doc-tag.req{background:var(--gold-soft);color:#7a5410}.note-section{padding-bottom:2px}.note-label{font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;display:flex;align-items:center;gap:6px;margin-bottom:9px}.note-label svg{width:13px;height:13px}.internal-label{color:var(--red)}.agent-label{color:var(--green)}.note-row{padding:9px 10px;border-radius:8px;margin-bottom:7px;font-size:13px}.note-row.note-internal{background:var(--red-soft);border:1px solid #EDC0BB}.note-row.note-agent{background:var(--green-soft);border:1px solid #B6E0C8}.note-meta{font-size:11px;color:var(--muted);margin-bottom:3px}.note-text{color:var(--text);line-height:1.45}.prop-premium{display:flex;align-items:baseline;justify-content:space-between;gap:12px;padding:14px 16px;background:var(--green-soft);border:1px solid #B6E0C8;border-radius:var(--r-sm)}.prop-carrier{font-size:13px;font-weight:700;color:#155f3e;text-transform:uppercase;letter-spacing:.04em}.prop-amt{font-family:Archivo;font-weight:800;font-size:26px;color:#155f3e;line-height:1}.prop-amt span{font-family:Inter;font-weight:600;font-size:13px;color:#3c7a5c;margin-left:4px}.prop-actions{display:flex;flex-direction:column;gap:9px}.prop-decision{font-size:13px;line-height:1.5;display:flex;flex-direction:column;gap:2px;padding:11px 13px;border-radius:var(--r-sm)}.prop-decision svg{width:15px;height:15px;vertical-align:-2px;margin-right:5px}.prop-decision.ok{background:var(--green-soft);border:1px solid #B6E0C8;color:#155f3e}.prop-decision.wait{background:var(--amber-soft);border:1px solid #EAD4A4;color:#7a5410}.pay-plan-label{font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--orange-deep);margin-bottom:9px}.pay-plans{display:flex;flex-direction:column;gap:8px}.pay-plan{display:flex;gap:10px;align-items:flex-start;border:1.5px solid var(--border-strong);border-radius:var(--r-sm);padding:11px 13px;cursor:pointer;transition:.13s}.pay-plan:hover{border-color:var(--navy)}.pay-plan.sel{border-color:var(--orange);box-shadow:0 0 0 2px var(--orange-soft)}.pay-plan input{margin-top:3px;accent-color:var(--orange);width:15px;height:15px;flex:none}.pay-plan-name{font-size:13.5px;font-weight:600;color:var(--navy)}.pay-plan-desc{font-size:12px;color:var(--muted);margin-top:2px}.pay-epay{border:1px solid var(--border);border-radius:var(--r-sm);overflow:hidden}.pay-epay-head{display:flex;align-items:center;gap:8px;background:var(--navy);color:#fff;font-weight:700;font-size:13px;padding:11px 14px}.pay-epay-head svg{width:16px;height:16px}.pay-epay-body{padding:13px 14px;font-size:13px;color:var(--text);line-height:1.5}.pay-steps{margin:0 0 12px;padding-left:20px;font-size:12.5px;color:var(--muted);line-height:1.6}.pay-steps li{margin-bottom:2px}.plan-pick{display:flex;flex-direction:column;gap:8px}.plan-pick-opt{display:flex;gap:10px;align-items:flex-start;border:1.5px solid var(--border-strong);border-radius:var(--r-sm);padding:10px 12px;cursor:pointer;transition:.13s}.plan-pick-opt:hover{border-color:var(--navy)}.plan-pick-opt.sel{border-color:var(--orange);background:var(--orange-soft)}.plan-pick-opt 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